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Today's Best Mortgage Rates
Get a rate that fits your budget!
Prime Rate: 5.95%
Effective date: December 1, 2024
Mortgage Rates
Mortgage Terms
Insured (Down Payment 5%-19.99%)
Conventional (Down Payment 20%)
5 Year Fixed
4.14
4.69
4 Year Fixed
4.59
5.74
3 Year Fixed
4.19
5.79
2 Year Fixed
4.84
5.59
1 Year Fixed
4.84
5.94
5 Year Variable
5.25
5.94
High-ratio Mortgages
If your down payment is less than 20% of the property value, your mortgage is high-ratio and you need to buy mortgage default insurance.
Fixed-rate Mortgages
Pay the same interest rate throughout the entire term.
Variable-rate Mortgages
Your payments change as prime rates go up and down.
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