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Overhead View of Mansion

Today's Best Mortgage Rates

Get a rate that fits your budget!

Prime Rate: 6.45% 

Effective date: September, 26, 2024

Mortgage Rates

Mortgage Terms 

Insured (Down Payment 5%-19.99%)

Conventional (Down Payment 20%)

5 Year Fixed

4.14

4.69

4 Year Fixed 

4.59

5.74

3 Year Fixed

4.29

4.79

2 Year Fixed

4.84

5.59

1 Year Fixed 

4.84

5.94

5 Year Variable 

5.25

5.94

High-ratio Mortgages

If your down payment is less than 20% of the property value, your mortgage is high-ratio and you need to buy mortgage default insurance.

Fixed-rate Mortgages

Pay the same interest rate throughout the entire term.

Variable-rate Mortgages

Your payments change as prime rates go up and down.

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